Bank of America Credit Cards
Bank of America issues Customized Cash Rewards and other cards. Compare 3 cards by annual fee, rewards, APR and benefits, each read from the issuer’s own page.
Card terms checked 30 September 2026
Bank of America credit cards
$0 · 6% for the first year, then 3% choice category (gas/ev charging, online shopping, dining, travel, drug stores, home improvement/furnishings) — first $2,500 in combined choice-category and grocery/wholesale purchases each quarter
Spenders with one clear big category such as gas, online shopping or dining
$0 · Unlimited 1.5% cash back every purchase
Flat 1.5% cash back with a 0% intro period
$0 · Unlimited 1.5 points every $1 spent on everyday purchases
Simple no-annual-fee travel points with no foreign fees
Best Bank of America card by need
Cards are matched to a need using the tags on each card page (for example, the issuer lists the reward category). This is not a ranking.
Compare all Bank of America cards
| Card | Annual fee | Top rewards | Sign-up offer | APR | Foreign fee |
|---|---|---|---|---|---|
| Bank of America® Customized Cash Rewards Credit Card | $0 | 6% for the first year, then 3% — Choice category (gas/EV charging, online shopping, dining, travel, drug stores, home improvement/furnishings) — first $2,500 in combined choice-category and grocery/wholesale purchases each quarter | $200 cash rewards bonus after at least $1,000 in purchases within the first 90 days | 17.49% – 27.49% variable | See issuer |
| Bank of America® Unlimited Cash Rewards Credit Card | $0 | Unlimited 1.5% cash back — Every purchase | $250 cash rewards bonus after at least $1,000 in purchases within the first 90 days | 17.49% – 27.49% variable (after intro period) | See issuer |
| Bank of America® Travel Rewards Credit Card | $0 | Unlimited 1.5 points — Every $1 spent on everyday purchases | 25,000 online bonus points (worth a $250 statement credit) after at least $1,000 in purchases in the first 90 days | 17.49% – 27.49% variable (after intro period) | None |
“See issuer” = the figure was not shown on the issuer page we read. Offers and rates change often; the issuer’s terms control.
❓ Frequently asked questions
Where do these figures come from?
Each figure is taken from Bank of America’s own card page and dated 30 September 2026. Every card page links to its source.
Does applying for a Bank of America card affect my credit?
A full application usually causes a hard inquiry on your credit report. See our guide on hard vs soft inquiries.
Are these cards ranked?
No. FinancePortal does not receive payment for the order of this list.