Credit card issuer · 2 cards

Citi Credit Cards

Citi issues Double Cash, Custom Cash and other cards. Compare 2 cards by annual fee, rewards, APR and benefits, each read from the issuer’s own page.

Card terms checked 30 September 2026

Cards tracked

Annual fee $0 – $95www.citi.com ↗

Citi credit cards

$0 · 2% cash back every purchase (1% when you buy + 1% as you pay)

Flat 2% cash back with a long balance-transfer window

$95 · 10 points per $1 hotels, car rentals and attractions booked on cititravel.com

Travelers who also spend on dining, groceries and gas

Cards are matched to a need using the tags on each card page (for example, the issuer lists the reward category). This is not a ranking.

Card	Annual fee	Top rewards	Sign-up offer	APR	Foreign fee
Citi Double Cash® Card	$0	2% cash back — Every purchase (1% when you buy + 1% as you pay)	See issuer	17.49% – 27.49% variable, based on creditworthiness	3% of the U.S. dollar amount of each purchase
Citi Strata Premier® Card	$95	10 points per $1 — Hotels, car rentals and attractions booked on cititravel.com	See issuer	20.24% – 28.24% variable, based on creditworthiness	None

“See issuer” = the figure was not shown on the issuer page we read. Offers and rates change often; the issuer’s terms control.

Where do these figures come from?

Each figure is taken from Citi’s own card page and dated 30 September 2026. Every card page links to its source.

Does applying for a Citi card affect my credit?

A full application usually causes a hard inquiry on your credit report. See our guide on hard vs soft inquiries.

Are these cards ranked?

No. FinancePortal does not receive payment for the order of this list.