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Choose up to three cards to see fees, APRs, offers and rewards side by side. Every figure comes from the issuer’s own page and is dated.

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Capital One Venture Rewards Credit CardBank of America® Travel Rewards Credit CardChase Sapphire Preferred® Credit Card
IssuerCapital OneBank of AmericaChase
Annual fee$95 annual fee$0 annual fee$95 annual fee
Purchase APR19.49% – 28.49% variable17.49% – 27.49% variable (after intro period)19.24% – 27.49% variable
Intro APR offerNone listed on the issuer page0% intro APR for 15 billing cycles on purchases and balance transfers made within the first 60 daysNone listed on the issuer page
Balance transfer feeSee issuerSee issuerSee issuer
Foreign transaction feeNoneNoneNone
Sign-up offer75,000 bonus miles after you spend $4,000 within the first 3 months from account opening25,000 online bonus points (worth a $250 statement credit) after at least $1,000 in purchases in the first 90 days75,000 points after you spend $5,000 in purchases in the first 3 months from account opening
Rewards
  • 5X miles — Hotels, vacation rentals and rental cars booked through Capital One Travel
  • 5X miles — Capital One Entertainment purchases
  • 2X miles — Everything else
  • Unlimited 1.5 points — Every $1 spent on everyday purchases
  • 5x points — Chase Travel
  • 3x points — Dining
  • 3x points — Gas stations, EV charging and vacation homes at top brands
  • 3x points — Top streaming services and online grocery
  • 2x points — All other travel
  • 1x point — Everything else
Key benefits
  • $300 credit for hotel and vacation-rental stays via Capital One Travel (expires 1 year after account opening)
  • Up to $120 credit for Global Entry or TSA PreCheck
  • $50 experience credit per Lifestyle Collection stay
  • Hertz Five Star status; auto rental collision damage waiver; travel accident insurance
  • No foreign transaction fees
  • $100 Chase Travel hotel credit each year
  • Global Entry, TSA PreCheck or NEXUS application-fee credit (up to $120 every four years)
  • 12 months of complimentary DashPass and Apple TV (values stated by issuer)
  • Trip cancellation/interruption insurance up to $10,000 per traveler; auto rental coverage up to $60,000
CheckedSeptember 30, 2026
Issuer page
September 30, 2026
Issuer page
September 30, 2026
Issuer page

Data is read from each issuer’s page on the date shown; offers change often and the issuer’s terms control. “See issuer” means the figure was not shown on the page we read. Cards are shown in the order you chose, not ranked.