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Travel Credit Cards
Cards that earn points or miles, often with travel credits, lounge access or no foreign transaction fees. Annual fees range from modest to several hundred dollars.
Terms checked 30 September 2026 · read from issuer pages8Cards compared
1No annual fee
8Issuers
9Card types
📬21 daysMinimum to pay the bill
🔔45 daysNotice of rate rises
💳COMPARE SMARTER
🆓1No-annual-fee cards
🏛️8Issuers compared
| Card | Annual fee | Top rewards | Sign-up offer | APR | Foreign fee |
|---|---|---|---|---|---|
| American Express® Gold Card American Express · as of September 30, 2026 | $325 | 4X points — Restaurants worldwide (up to $50K per calendar year) | Amex advertises a welcome offer of “as high as” 100,000 Membership Rewards points after $8,000 in purchases in the first 6 months; offers vary and you may not be eligible | See issuer | None |
| Bank of America® Travel Rewards Credit Card Bank of America · as of September 30, 2026 | $0 | Unlimited 1.5 points — Every $1 spent on everyday purchases | 25,000 online bonus points (worth a $250 statement credit) after at least $1,000 in purchases in the first 90 days | 17.49% – 27.49% variable (after intro period) | None |
| Capital One Venture Rewards Credit Card Capital One · as of September 30, 2026 | $95 | 5X miles — Hotels, vacation rentals and rental cars booked through Capital One Travel | 75,000 bonus miles after you spend $4,000 within the first 3 months from account opening | 19.49% – 28.49% variable | None |
| Capital One Venture X Rewards Credit Card Capital One · as of September 30, 2026 | $395 | 10X miles — Hotels and rental cars booked through Capital One Travel | See issuer | 19.49% – 28.49% variable | None |
| Chase Sapphire Preferred® Credit Card Chase · as of September 30, 2026 | $95 | 5x points — Chase Travel | 75,000 points after you spend $5,000 in purchases in the first 3 months from account opening | 19.24% – 27.49% variable | None |
| Chase Sapphire Reserve® Credit Card Chase · as of September 30, 2026 | $795 | 8x points — All purchases through Chase Travel (including The Edit) | 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening | 19.49% – 29.99% variable | None |
| Citi Strata Premier® Card Citi · as of September 30, 2026 | $95 | 10 points per $1 — Hotels, car rentals and attractions booked on cititravel.com | See issuer | 20.24% – 28.24% variable, based on creditworthiness | None |
| The Platinum Card® from American Express American Express · as of September 30, 2026 | $895 | 5X points — Flights booked directly with airlines or via American Express Travel (up to $500,000 per calendar year) | Amex advertises a welcome offer of “as high as” 175,000 Membership Rewards points after $12,000 in purchases in the first 6 months; offers vary and you may not be eligible | See issuer | None |
What to look for
- Add up the credits you would genuinely use and compare them with the annual fee.
- Points value depends on how you redeem them; issuers’ portals and transfer partners differ.
- Look for no foreign transaction fees if you travel abroad.
- Check the sign-up offer’s spending requirement and time window.
Cards are listed alphabetically, not ranked. See all cards.
Figures come from each issuer’s page (see the card page for the source link) and were checked on the date shown. Offers, rates and eligibility change often and the issuer’s terms control. “See issuer” = not shown on the issuer page we read. FinancePortal is not a card issuer and does not receive payment for the order of this list.