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Choose up to three cards to see fees, APRs, offers and rewards side by side. Every figure comes from the issuer’s own page and is dated.

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	Chase Freedom Unlimited® Credit Card	Chase Freedom Flex® Credit Card	Savor Rewards from Capital One
Issuer	Chase	Chase	Capital One
Annual fee	$0 annual fee	$0 annual fee	$0 annual fee
Purchase APR	18.24% – 27.74% variable (after intro period)	18.24% – 27.74% variable (after intro period)	18.49% – 28.49% variable (after intro period)
Intro APR offer	0% intro APR for 15 months from account opening on purchases and balance transfers	0% intro APR for 15 months from account opening on purchases and balance transfers	0% intro APR for 12 months on purchases and balance transfers
Balance transfer fee	Balance transfer fee applies — see issuer pricing and terms	Balance transfer fee applies — see issuer pricing and terms	Balance transfer fee applies – see issuer pricing and terms
Foreign transaction fee	See issuer	None	None
Sign-up offer	$200 bonus after you spend $500 on purchases in the first 3 months from account opening	$250 bonus after you spend $500 on purchases in the first 3 months from account opening	$200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
Rewards	5% cash back — Chase Travel 3% — Dining at restaurants, including takeout and eligible delivery 3% — Drugstore purchases 1.5% — Everything else	5% cash back — Rotating quarterly categories (activation required), on up to $1,500 per quarter 5% — Chase Travel 3% — Dining including takeout, and drugstores 1% — Everything else	5% cash back — Hotels, vacation rentals and rental cars via Capital One Travel 3% cash back — Dining, groceries, entertainment and streaming 1% cash back — All other purchases
Key benefits	Purchase Protection: 120 days, up to $500 per item Extended Warranty Protection: adds one year Trip Cancellation and Interruption Insurance up to $1,500 per traveler 6 months of complimentary DashPass	Cash back does not expire while the account is open Purchase Protection: 120 days, up to $500 per item 6 months of complimentary DashPass	Rewards do not expire for the life of the account Redeem cash back for any amount
Checked	September 30, 2026 Issuer page	September 30, 2026 Issuer page	September 30, 2026 Issuer page

Data is read from each issuer’s page on the date shown; offers change often and the issuer’s terms control. “See issuer” means the figure was not shown on the page we read. Cards are shown in the order you chose, not ranked.